The Maiya Samman Yojana (MSY) is a flagship welfare initiative by the Government of Jharkhand aimed at empowering women through financial assistance. Launched in August 2024, this scheme provides direct monetary support to economically weaker women across the state.
Initially offering ₹1,000 per month, the stipend was increased to ₹2,500 per month in December 2024. This program has significantly impacted the lives of over 56 lakh women, enhancing their financial independence and social security.
Article Contents
Maiya Samman Yojana 2025
| Scheme Name | Maiya Samman Yojana (MSY) |
| Launch Date | August 2024 |
| Introduced By | Chief Minister Hemant Soren |
| Objective | Financial assistance for women |
| Monthly Benefit Amount | ₹2,500 |
| Annual Assistance | ₹30,000 |
| Beneficiaries | Over 56 lakh women |
| Mode of Payment | Direct Benefit Transfer (DBT) |
| Official Website | mmmsy.jharkhand.gov.in |
Key Features and Benefits of Maiya Samman Yojana
- Monthly Financial Assistance: Eligible women receive ₹2,500 per month directly into their bank accounts.
- Annual Support: Beneficiaries gain a total of ₹30,000 annually.
- Direct Bank Transfer (DBT): Ensures transparency and eliminates middlemen in fund distribution.
- Economic Empowerment: Helps women manage daily expenses, healthcare costs, and children’s education.
- Social Inclusion: Encourages women’s participation in economic activities.
Eligibility Criteria For Maiya Samman Yojana
- Residency: Must be a permanent resident of Jharkhand.
- Age Limit: Women aged between 18 and 50 years are eligible.
- Income Status: Must belong to economically weaker sections or low-income families.
- Bank Account Linked to Aadhaar: Mandatory for receiving funds via DBT.
- Exclusions:
Maiya Samman Yojana Required Documents
- Aadhaar Card
- Bank Passbook
- Ration Card
- Residence Proof
- Income Certificate
- Passport-sized Photograph
- Mobile Number for SMS notifications
Application Process For Maiya Samman Yojana
- Visit the nearest Pragya Kendra or Block Development Office (BDO) for rural areas; Zonal Office for urban areas.
- Collect and fill out the application form free of cost.
- Submit required documents along with the completed form.
- Receive an acknowledgment slip with a reference number for tracking.
Installments Disbursed So Far
| Installment No. | Payment Date | Amount (₹) |
|---|---|---|
| 1st Installment | August 18, 2024 | 1,000 |
| 2nd Installment | September 13, 2024 | 1,000 |
| 3rd Installment | October 8, 2024 | 1,000 |
| 4th Installment | November 11, 2024 | 1,000 |
| 5th Installment | December 28, 2024 | 2,500 |
| 6th Installment | January 6–15, 2025 | 2,500 |
Budgetary Allocation and Impact
The state government allocates approximately ₹16,575 crore annually for this scheme. With over 56 lakh beneficiaries, this initiative represents one of India’s largest cash transfer programs for women.
Economic Impact:
- Boosts household purchasing power.
- Promotes savings among rural women.
- Reduces dependency on informal credit sources.
Social Impact:
- Enhances women’s role in family decision-making.
- Encourages education and healthcare spending.
Challenges Faced by the Scheme
- Limited Awareness: Many eligible women remain unaware of the scheme due to inadequate outreach efforts.
- Documentation Issues: Lack of proper documentation among marginalized groups hinders access to benefits.
- Implementation Delays: Occasional delays in fund disbursement affect beneficiaries’ trust in the system.
Conclusion
The Maiya Samman Yojana is a transformative initiative that underscores Jharkhand’s commitment to women’s empowerment and poverty alleviation. By providing direct financial assistance, it has improved the lives of millions of women across the state. However, addressing implementation challenges will be crucial for maximizing its impact.
With continued focus on inclusivity and efficiency, this scheme can serve as a model for other states aiming to promote gender equality and economic empowerment among women.
